Terms of Use

Summiters Consulting

Effective Date: July 29, 2026

Last Updated: July 29, 2026

These Terms of Use & Conditions ("Terms") govern your access to and use of the Summiters Consulting website, including www.summitersconsulting.com and any redirected or successor domain where these Terms are posted, together with related pages, forms, applications, assessments, downloads, gated resources, and services (collectively, the "Site"). The Site is operated by Angelissa McArthur, a sole proprietor operating under the business name Summiters Consulting. In these Terms, "Summiters Consulting," "Summiters," "we," "our," and "us" refer to Angelissa McArthur and the Summiters Consulting business.

By accessing or using the Site, or by completing a purchase after being presented with these Terms, you agree to these Terms and our Privacy Policy. Where the Site presents an acceptance checkbox, selecting it confirms your affirmative agreement. If you do not agree, do not use the Site or complete a purchase.

1. Scope of These Terms

These Terms apply to Site use, free and paid digital products, downloadable resources, ebooks, workbooks, templates, gated resources, application access, assessments, scans, reports, quizzes, workshops, advisory services, consulting services, and related purchases unless a separate signed agreement states otherwise.

If you enter into a separate signed agreement with Summiters Consulting, that agreement controls for the services covered by it to the extent of any conflict. Offer-page terms, checkout disclosures, proposals, invoices, and access instructions also apply to the related purchase. More specific terms control over general terms when they directly address the same subject.

2. Eligibility and Authority

You must be at least 18 years old and legally able to enter into a binding agreement to use paid products or services. If you use the Site or make a purchase for an organization, you represent that you have authority to bind that organization to these Terms.

3. Changes to the Site, Offers, and Terms

We may update, modify, suspend, replace, rename, or discontinue any part of the Site or any product or service. These changes will not alter obligations under an existing signed agreement unless that agreement permits the change or the parties agree in writing.

We may revise these Terms by posting an updated version with a new effective date. Updated Terms apply prospectively. Your continued use of the Site after updated Terms are posted means you accept the revised Terms for continued Site use.

4. Informational and Educational Use

Site content, downloads, reports, assessments, workbooks, templates, application outputs, quiz results, blog posts, visuals, frameworks, and related materials are provided for informational, educational, marketing, and business purposes.

They are not legal, financial, tax, accounting, medical, mental health, investment, or other regulated professional advice. Nothing on the Site creates a client, advisory, fiduciary, or professional relationship unless a separate signed agreement expressly establishes that relationship.

5. Products, Services, and Offer Descriptions

We may offer digital products, downloads, workbooks, gated resources, assessments, reports, scans, application access, quizzes, workshops, advisory services, consulting services, and related offers through the Site.

The applicable offer page, checkout page, proposal, invoice, or signed agreement states the price, included materials, delivery method, access period, timing, payment schedule, and other offer-specific terms. You are responsible for reviewing those terms before purchase.

We may change prices and offer details for future purchases. We do not guarantee that any offer will remain available.

6. AI-Assisted and Automated Outputs

Some diagnostics, assessments, reports, application outputs, quiz results, recommendations, or deliverables may use artificial intelligence, automation, templates, analytics, scoring logic, or other technology-assisted processes.

AI-assisted and automated outputs can contain errors, omissions, outdated information, incomplete reasoning, unsupported assumptions, or results that do not fit every situation. Unless the relevant offer expressly includes human review, no person reviews your specific inputs or outputs before delivery.

You are responsible for reviewing outputs before relying on them, publishing them, implementing them, or using them to make business decisions. We do not guarantee leads, sales, revenue, rankings, traffic, conversions, customer acquisition, funding, or any other business result.

7. Fully Automated Products and User Inputs

Fully automated products generate results from the information you provide and the logic built into the product. Incomplete, inaccurate, unclear, outdated, or misleading input can produce incomplete, inaccurate, unclear, outdated, or misleading output.

You are responsible for the accuracy, completeness, relevance, and appropriateness of your submissions. Use of an automated product is at your own business risk, subject to the limitations and protections that applicable law does not allow us to exclude.

8. Gated Access, Single-Use Links, and Access Periods

Some products, including the Buyer Readiness Scan and similar resources, may be delivered through a time-limited, single-use, account-based, or tokenized access link. The offer page, checkout page, confirmation email, or access instructions will state the applicable access period and starting event.

You are responsible for using the product within the stated access period and safeguarding any link, token, login, or report. Failure to open a working link, complete an assessment, download a file, or review a report before the access period ends does not create a refund, credit, extension, or replacement right.

You may not share protected links, tokens, logins, reports, or gated materials with an unauthorized person. We may revoke access if we reasonably believe a link or product has been shared, misused, copied, or accessed in violation of these Terms.

9. Advisory and Consulting Services

Advisory and consulting services require a separate written agreement. That agreement will state the engagement term, scope, fees, payment schedule, client responsibilities, termination rights, and other service-specific conditions.

If these Terms conflict with a signed advisory or consulting agreement, the signed agreement controls for the services covered by that agreement.

Payments for advisory and consulting services are non-refundable except where required by applicable law or expressly stated in the signed agreement.

10. Payments and Billing

Prices and payment schedules appear on the applicable offer page, checkout page, proposal, invoice, or signed agreement. You authorize us and our payment processor to charge the payment method you provide according to the accepted schedule.

You are responsible for accurate billing and contact information. We are not responsible for delivery problems caused by an incorrect email address, spam filtering, payment failure, user delay, or inaccurate checkout information.

You are responsible for applicable taxes, fees, and charges unless the offer states otherwise. A declined, returned, reversed, disputed, or fraudulent payment can result in suspended access, withheld deliverables, paused services, revoked licenses, cancelled links, collection activity, and other lawful remedies.

Payments for advisory and consulting services are governed by the applicable signed agreement.

11. All Sales Final; No Refunds, Returns, Credits, or Exchanges

Except where applicable law requires otherwise or a signed agreement expressly states otherwise, all sales are final. Summiters Consulting does not provide refunds, returns, exchanges, prorated refunds, account credits, or price adjustments for any purchase.

This policy applies to digital products, gated resources, ebooks, downloads, workbooks, templates, assessments, diagnostics, scans, application access, quizzes, reports, workshops, advisory retainers, consulting services, deposits, setup fees, project fees, service payments, and installment payments.

No refund or credit will be provided because you changed your mind, did not use the product, did not complete the product, missed a workshop or meeting, failed to download materials, allowed access to expire, no longer need the purchase, misunderstood the offer after purchase, expected different content, disliked an automated output, disagreed with a recommendation, or achieved results different from those hoped for.

Digital products and gated access cannot be cancelled after purchase. Payments for advisory and consulting services are governed by the applicable signed agreement and are non-refundable except where required by applicable law or expressly stated in that agreement.

A duplicate or incorrect charge will be reviewed and corrected when verified. Correcting a duplicate or incorrect charge is not a refund under this policy.

12. Technical Problems and Delivery Support

If a verified technical problem caused by Summiters Consulting prevents delivery or access, you must contact us promptly and provide information reasonably needed to diagnose the issue.

Our first and primary remedy is to restore access, resend the link or materials, replace the file, correct the delivery, extend access when appropriate, or provide another reasonable delivery method. A restored, replacement, corrected, or extended delivery does not create a refund or credit right.

We are not responsible for problems caused by your device, software, internet connection, email settings, spam filters, incorrect contact information, failure to follow instructions, third-party account restrictions, user delay, or unauthorized sharing. Any remedy that applicable law requires remains available.

13. Chargebacks and Payment Disputes

If you believe a charge is incorrect, contact us first so we can review the transaction and supporting records. Initiating a chargeback does not change the all-sales-final policy or alter payment obligations established in an applicable signed agreement.

We may suspend access, pause services, revoke licenses, preserve transaction and access records, respond to the payment processor, and pursue unpaid amounts and related costs to the extent permitted by law. Nothing in this section limits rights that cannot legally be waived.

14. User Submissions

You are responsible for all information, content, documents, data, examples, files, prompts, responses, and messages you submit through the Site or in connection with our services.

By submitting materials, you represent that they are accurate and current to the best of your knowledge, that you have the right to submit them, and that their submission does not violate any law, contract, confidentiality obligation, privacy right, or intellectual property right.

We may refuse, remove, delete, ignore, or decline to process submissions that appear unlawful, harmful, infringing, deceptive, unsafe, inappropriate, or inconsistent with these Terms.

15. Data, Privacy, and Confidential Information

Our collection and processing of personal information is described in our Privacy Policy. Do not submit confidential, proprietary, private, regulated, or sensitive third-party information unless we have expressly agreed in writing that it is necessary and appropriate safeguards are in place.

You remain responsible for obtaining any consent or authorization needed to submit information about another person or organization.

16. Permission to Process Submitted Materials

You grant us a limited, non-exclusive permission to use, host, store, copy, transmit, process, and disclose submitted materials as reasonably necessary to provide the requested product or service, generate outputs, respond to inquiries, maintain systems, prevent misuse, perform quality review, and operate our business.

This permission includes processing through contractors, advisors, payment providers, hosting services, analytics tools, artificial intelligence tools, automation systems, storage providers, and other service providers reasonably needed for those purposes.

We may use aggregated or de-identified patterns and learnings to improve our services, provided we do not intentionally disclose identifiable confidential client information without permission.

17. Intellectual Property and Limited License

The Site and its content, reports, ebooks, downloads, workbooks, templates, visuals, copy, frameworks, methodologies, designs, graphics, branding, strategy materials, application outputs, quiz results, software logic, and related materials are owned by Summiters Consulting or licensed to us unless stated otherwise.

A purchase of a digital product, assessment, or automated output gives you a limited, non-exclusive, non-transferable, revocable license to use the purchased material for your own personal or internal business purposes.

For paid advisory and consulting engagements, upon payment in full of all applicable fees, you own the specific, custom deliverables produced for you as set forth in your signed agreement, subject to any third-party rights. Summiters Consulting retains sole ownership of its underlying frameworks, methodologies, templates, software logic, pre-existing materials, and general know-how used to create those deliverables.

Without written permission, you may not copy, reproduce, distribute, sell, sublicense, republish, modify for resale, publicly display, teach from, package, scrape, reverse engineer, train an artificial intelligence system on, or commercially exploit our proprietary materials. You may not use our name, logo, branding, or materials in a way that suggests endorsement, partnership, affiliation, authorship, or ownership.

18. Acceptable Use

You may not use the Site, forms, assessments, applications, access links, products, or services for unlawful, fraudulent, abusive, deceptive, infringing, unsafe, or harmful purposes.

You may not attempt unauthorized access to any system, database, token, link, report, account, or resource; bypass payment, access, use, or time limits; scrape or extract Site content; upload malicious code; interfere with security; impersonate another person; share protected materials with unauthorized users; or use our materials to create a competing product, service, assessment, report, or artificial intelligence tool.

19. Third-Party Tools and Services

The Site and our services may rely on or link to third-party websites, payment processors, hosting services, artificial intelligence providers, analytics tools, scheduling platforms, email services, storage providers, and other vendors.

We do not control third-party services and are not responsible for their content, security, policies, outages, errors, practices, or service interruptions. Your use of a third-party service may also be governed by that provider's terms and privacy policy.

20. Disclaimers

The Site, products, reports, assessments, downloads, application access, quizzes, workshops, advisory materials, consulting materials, and content are provided "as is" and "as available."

To the maximum extent permitted by law, we disclaim express and implied warranties, including warranties of merchantability, fitness for a particular purpose, title, non-infringement, accuracy, completeness, availability, security, and uninterrupted access.

We do not warrant that the Site, applications, reports, downloads, emails, payment systems, links, files, outputs, or third-party tools will be uninterrupted, error-free, secure, timely, current, complete, or free from harmful components.

21. Limitation of Liability

To the maximum extent permitted by law, Summiters Consulting and Angelissa McArthur will not be liable for indirect, incidental, consequential, special, exemplary, punitive, or lost-profit damages arising from or related to the Site, a purchase, a service, an output, a delay, a third-party tool, or these Terms.

We are not liable for lost revenue, lost profits, lost opportunities, loss of goodwill, loss of data, reputational harm, business interruption, or decisions made from reports, recommendations, artificial intelligence-assisted outputs, automated results, or Site content.

To the maximum extent permitted by law, our total liability for a claim arising from or related to the Site, these Terms, or a purchase will not exceed the greater of $100 or the amount you paid to us for the specific product or service giving rise to the claim.

Some jurisdictions do not allow certain exclusions or limitations. In those jurisdictions, these limitations apply only to the maximum extent permitted by law.

22. Indemnification

To the extent permitted by law, you agree to indemnify, defend, and hold harmless Summiters Consulting, Angelissa McArthur, and our contractors, advisors, vendors, and service providers from claims, damages, losses, liabilities, costs, and reasonable attorneys' fees arising from your misuse of the Site or services, your breach of these Terms, your violation of law or third-party rights, or materials you submit.

23. Suspension and Termination

We may suspend, restrict, or terminate access if we reasonably believe you violated these Terms, failed to pay, reversed or disputed payment, shared protected materials, attempted unauthorized access, submitted harmful content, or engaged in unlawful, fraudulent, abusive, or unsafe conduct.

Suspension or termination for your breach does not create a refund, credit, or release from amounts already due or amounts that remain due under an applicable signed agreement.

Advisory-service termination, including termination for material breach, is governed by the applicable signed agreement.

24. Dispute Resolution

Please read this section carefully because it affects legal rights.

Before starting formal proceedings, the parties agree to attempt to resolve a dispute through good-faith written negotiation. A party must provide enough information for the other party to understand the dispute and requested resolution.

If negotiation does not resolve the dispute, the parties agree to participate in non-binding mediation before pursuing arbitration or litigation, unless immediate relief is reasonably needed to protect intellectual property, confidential information, payment rights, access controls, or system security.

If mediation does not resolve the dispute, the dispute will be resolved through binding arbitration in Maryland under the applicable rules of the American Arbitration Association, unless a signed agreement states otherwise or applicable law requires a different process. Either party may bring an individual claim in small claims court if the claim qualifies.

To the maximum extent permitted by law, each party waives a jury trial and agrees to bring claims only in an individual capacity, not as part of a class, collective, consolidated, or representative action.

25. Governing Law

These Terms are governed by the laws of the State of Maryland, without regard to conflict-of-law principles, except where applicable law requires otherwise.

26. General Provisions

If any provision is found invalid, unlawful, or unenforceable, the remaining provisions remain in effect. A failure to enforce a provision does not waive the right to enforce it later.

You may not assign your rights or obligations under these Terms without our written permission. We may assign our rights and obligations in connection with a merger, sale, reorganization, transfer of assets, or similar transaction.

We are not responsible for delay or failure caused by events beyond our reasonable control, including natural disasters, illness, labor disputes, internet outages, platform outages, cyberattacks, government actions, war, civil unrest, utility failures, or third-party service interruptions.

Headings are provided for convenience and do not change the meaning of these Terms.

27. Entire Agreement

These Terms, together with the Privacy Policy, offer-page terms, checkout disclosures, access instructions, proposals, invoices, and any applicable signed agreement, form the agreement governing Site use and purchases. A signed agreement controls for the services it covers to the extent of any conflict.

28. Contact

For questions, billing concerns, technical support, or notices under these Terms, contact Summiters Consulting using the information below.

Email: info@summitersconsulting.com

Website: www.summitersconsulting.com

Operator: Angelissa McArthur, a sole proprietor operating under the business name Summiters Consulting.

By using the Site or completing a purchase, you acknowledge that you have read, understood, and agreed to these Terms, including the all-sales-final policy.

Summiters Consulting Terms of Use & Conditions |